Homeowners Insurance Additional Living Expenses: What Does ALE Cover?

Homeowners insurance additional living expenses (ALE) infographic showing temporary housing, extra food costs, laundry, transportation, moving and storage, and coverage limitation

Imagine a fire damages your kitchen, a severe storm makes your house unsafe, or a burst pipe causes extensive damage that requires major repairs. You cannot live in your home for several weeks or months. Where will you stay, and who will pay for the extra costs?