Vishal Shaw 
The homeowners insurance claim process starts when your home or belongings are damaged by a covered event and you contact your insurance company. From taking photos and reporting the loss to meeting the adjuster and receiving payment, each step matters.
Homeowners insurance claim denied is a stressful message to receive, especially after your home has already been damaged. But a denied claim does not always mean the matter is over. The first thing to do is understand why the insurance company denied the claim, check the exact wording in your policy, gather your records, and … Read more
Does homeowners insurance cover theft? In most cases, yes. A standard homeowners insurance policy usually covers personal belongings that are stolen, as well as certain damage to your home caused by a break-in.
Does homeowners insurance cover tree damage? In many cases, yes—especially when a tree falls because of a covered event such as wind, lightning, or hail and damages your home or another covered structure.
Sewer backups can send dirty water into your basement, damage flooring and furniture, and leave you with a large cleanup bill. If you are asking does homeowners insurance cover sewer backup, the answer is usually no under a standard policy unless you have specific sewer backup or water backup coverage.
Foundation damage can be expensive to repair, especially when cracks, shifting soil, or water damage affect your home’s structure. If you are asking does homeowners insurance cover foundation problems, the answer depends mainly on what caused the damage.
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