10 Realistic Term Life Insurance Cost Examples: What You May Pay

Term life insurance cost showing monthly premiums by age, coverage amount, term length, health and smoking status in the United States.

Term life insurance cost can range from relatively affordable monthly premiums for younger, healthy applicants to several hundred dollars per month for older applicants or people with higher-risk profiles. Age, coverage amount, term length, health, tobacco use and the insurer you choose can all affect the price.