Comprehensive vs collision insurance is one of the most common questions drivers have when choosing car insurance. Both cover damage to your own vehicle, but they protect against very different types of losses. Collision insurance generally covers damage caused by hitting another vehicle or object, while comprehensive insurance covers many non-collision events such as theft, … Read more
If you’re looking for how to lower car insurance, there are several practical ways to reduce your premium without giving up coverage you actually need. Comparing quotes, asking about discounts, adjusting your deductible, driving less and maintaining a clean driving record can all help lower your costs.
If you’re considering rental car reimbursement coverage, it’s important to understand that this coverage is different from the insurance you buy when renting a car for a vacation. Rental reimbursement is an optional part of your own auto insurance policy that can help pay for temporary transportation when your insured vehicle is being repaired after a covered loss.
A distracted driver runs a red light. You brake a second too late. A storm drops a tree branch onto your parked car. Someone without insurance hits you. Your new car gets totalled while you still owe thousands on the loan.