Comprehensive vs collision insurance is one of the most common questions drivers have when choosing car insurance. Both cover damage to your own vehicle, but they protect against very different types of losses. Collision insurance generally covers damage caused by hitting another vehicle or object, while comprehensive insurance covers many non-collision events such as theft, … Read more
If you’re looking for a non owner car insurance policy, you may need coverage even though you don’t own a vehicle. A non-owner policy is generally designed for drivers who regularly borrow or rent cars and want liability protection while driving a vehicle they don’t own. It typically doesn’t cover damage to the vehicle being … Read more
If you drive cars but don’t own one, a non owner car insurance policy can provide important liability protection when you’re behind the wheel of a vehicle you don’t own.
If you’re researching gap insurance for leased cars, you’re probably wondering what happens if your leased vehicle is stolen or totaled before the lease ends. In that situation, your regular comprehensive or collision insurance generally pays the car’s actual cash value, which can be less than the amount remaining under the lease.
A distracted driver runs a red light. You brake a second too late. A storm drops a tree branch onto your parked car. Someone without insurance hits you. Your new car gets totalled while you still owe thousands on the loan.